What is Owner Financing?
Owner financing is when you buy directly from the home owner, who also functions as your lender.
Instead of getting a loan from a traditional lender, you make monthly payments directly to the seller based on agreed terms.
Instead of getting a loan from a traditional lender, you make monthly payments directly to the seller based on agreed terms.
What is Subject to?
“Subject-to” (SubTo) is a real estate deal where you buy a home but keep the seller’s existing mortgage in place.
Instead of getting a new loan, you take ownership of the property and make the payments on the seller’s current mortgage.
Instead of getting a new loan, you take ownership of the property and make the payments on the seller’s current mortgage.
Example:
- Seller owes: $150,000 on their mortgage
- Home value: $200,000
You buy the home:
- The loan stays in the seller’s name
- You take ownership of the property
- You make the monthly mortgage payments
Testimonials
SA Owner Finance Experts LLC makes it easy for you to owner finance your home, where credit doesn't matter, easy qualifications, and ITIN is accepted.
We have quick move-ins, low down payments, easy monthly payments and loans up to 30 years.
We have quick move-ins, low down payments, easy monthly payments and loans up to 30 years.
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